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AARP Homeowners Insurance:

• 100% Protection Plan: When you insure your home for 100% of replacement costs, if something were to happen to your home AARP homeowners insurance will will pay for you to rebuild your home, even if it costs up to 150% of the applicable limits of your policy.
• New for Old Protection Policy: If you have AARP homeowners insurance, AARP will pay the actual cost to replace your possessions regardless of their age or condition if they are lost or stolen.
• Protector Plus Homeowners Deductible Forgiveness: If your losses total $20,000 or more, up to $5000 of your homeowner’s deductible will be waived.
• Lifetime Renewablility: Once you become an AARP Homeowners Insurance Policy Holder your coverage will never be canceled as long as you meet a few simple requirements such as paying the premium when it is due.
• 24/7 Claims Hotline: Claim professionals are available anytime, day or night. Our service is backed by a special claim satisfaction guarantee. You won’t be disappointed.

Options to Customize Your Coverage:

• AARP Homeowners Insurance program from The Hartford offers you several options for protection of Valuables.  Although a basic AARP Homeowners Insurance plan already provides protection for valuable items, you may want more expanded coverages.
• Special Protection Programs: These packages offer increased coverage for jewelry, silverware, credit cards, and personal liability. There may also be replacement for loss of perishable food, (these packages vary by state).
• Scheduled Personal Property: This package is for homeowners who need more than $500 of protection for valuables or have special valuables such as antiques or fine art. Our Scheduled Personal Property coverage allows you to list items and their value (Appraisals may be required).